At Sam and Company Jewelers your appraisal will be professionally prepared to the highest industry standards by our on staff GIA Graduate Gemologist. Before your scheduled appointment, please gather any and all documentation you may posses (sales receipts, warranties, diamond and gemstone certificates, and any previous appraisals).

Just like real estate appraisals, a jewelry appraisal is largely a matter of intricate research. These documents will help speed up the appraisal process, which will save you money. They also help establish a “paper trail” of your ownership history in case a claim needs to be filed.

1. Why do I need current appraisals for my jewelry?

   By far, the most important reason is for insurance purposes. Over the years, the value of your jewelry and gemstones can fluctuate greatly. If your last appraisal is over two years old it may be out-of-date and, as a result, your jewelry could be insured for less than its replacement value. That means you risk a substantial financial loss if your jewelry is lost, stolen or damaged.

   For your protection, we recommend you have your jewelry appraised every two years. Sam & Company Jewelers will provide you with accurate appraisal reports based on current market values so you can obtain adequate insurance coverage. You may also want to determine the value or authenticity of your jewelry for estate and tax purposes, divorce settlements, donations and loans.

2. I already have an appraisal from the store where my jewelry was purchased. Why do I need another appraisal?

   Though some merchants may offer you free appraisals with your purchases, it is advisable to have a "second opinion" to confirm the value of your jewelry. An independent appraiser will take the time necessary to write an accurate, in-depth appraisal that will help you avoid paying excessive premiums or underinsuring your jewelry. Sam & Company Jewelers is an independent jewelry appraiser. Therefore our reports are completely unbiased. Our only purpose is to provide you with accurate documentation and realistic replacement values.

3. I have homeowner's insurance. If I lose my jewelry, am I automatically covered?

   You are not covered for loss or damage unless you have your jewelry appraised and scheduled separately. Sam & Company Jewelers will carefully document and photograph your jewelry piece-by-piece so you can have it properly scheduled.

4. What is included in a Sam & Company Jewelers jewelry appraisal?

   Each Sam & Company Jewelers appraisal includes complete laboratory testing of your jewelry and an appraisal report for your records. The report contains such information as the content and weight of precious metals, a detailed description of all diamonds and gemstones (carat weight, cut, clarity, color, measurements, proportion and finish), a color photograph, and the appraised value of your jewelry.

5. How can I be sure my Sam & Company Jewelers appraisal is accurate?

   All laboratory tests are performed by G.I.A. Graduate Gemologists using the industry's most precise scientific instrumentation. Appraisals are based on current market values derived from a computerized networking system that constantly monitors prices through the industry and compares retail prices.

6. Do I have to leave my jewelry with you to have it appraised?

   Sam & Company Jewelers will gladly appraise your jewelry while you watch with an appointment. Your jewelry need not leave your sight. We also respect your privacy; all appraisals are strictly confidential.

7. Do my diamonds have to be removed for an appraisal?

   Diamonds and other gemstones do not have to be removed from their settings during an appraisal. All lab tests are perfectly safe and will not damage or alter your jewelry in any way.

8. How much should I expect to pay for an appraisal?

   Sam & Company Jewelers charges a flat fee per item for each appraisal. This fee is based only on the time needed to perform the tests and calculations. Fees are in no way determined by the value of the jewelry. Most appraisals range in price from $60.00 to $90.00 based on complexity. We will gladly give quantity discounts.

9. I am in the market for a diamond engagement ring. Can you advise me?

   Sam & Company Jewelers has a consultation service to educate you about diamonds and show you how to recognize the characteristics that give them their value. This knowledge will help you make an informed decision. We can also determine the fair market value of your purchase by performing an appraisal.

10. I have inherited jewelry I do not want. Can you help me?

    We sure can. Sam & Company Jewelers will help you sell pre-owned jewelry, unwanted diamonds and gold. We can help you determine fair market value so you can get the highest price possible.